9 ways to make money online when you’re living on paycheck

Mohd Alim
8 min readSep 27, 2022
Make Money Online

If you’re living paycheck to paycheck, then it becomes tough to go through life. Truly your monthly pay cheque makes it happen for you to put food on the table, make recurring payments for like TV cables, or WIFI and meet your endless needs.
You’re so dependent on this paycheck that you start fearing its loss. This fear keeps you awake at night, sends cold vibes in you, and compels you to create another source of income. If that’s what happening to you, then this guide is for you. Here I will share some tips on how to make money through various online platforms as well as their different ways.

Making money online is a bit tough, it takes time, but it can help you to get out of this pay cheque spiral. Online working is a great way to make money as you can set your own working hours, and terms and work on a fixed schedule.

Many people have started working online as part-time workers and from there they took it full-time. If you’re one of them, then I suggest you to start part-time work and see which one suits you better. If you think you’re working on in one specific domain perfectly, and you think that you can take it full time, then you can do convert it into a full time job role.

In this post I have shared 9 top tips to make money online even for total beginners. So, without further ado lets get started.

1. Sell on Etsy

Do you make handicrafts and you want to sell them online?

Esty is a place for you. Unlike Amazon or eBay which sells all kinds of stuff, Esty mainly targets handicrafts or vintage products.

Products like clothing, photography, art, wedding essentials, jewelry, health & beauty, and food products are sold on Etsy. Its is a highly flexible platform.

It has connections with SaaS-based platforms like Shopify, or Magento. If you have an account on Shopify and/or Magento, or any other SaaS-based platform, then you never forget to connect your account with Esty for better sales.

2. Become a personal trainer

Are you an expert?

If so, you can become a personal trainer.

Personal trainers are in huge demand today. This is because at some point of time, people need training to enhance their knowledge. They want to become more skilful to get into a new job role.

Being a personal trainer, you can help these untrained folks get the training they want, and in return they pay you money.

Sounds cool, right.

But, being a coach is tough. You must first create a positive image of yourself before people so that they believe in your expertise.

The best way to authenticate your identity is through credentials. These credentials can be anything from social proves like testimonials to certifications. Certifications are a better start.

So, before you start your career as a personal trainer, get certified first, then take on freelance work, take some testimonials, and once you have enough experience, then take personal clients.

3. Conduct a webinar

Webinars are another way to make money from your prowess. If you want become a personal training, and you dislike the idea of taking freelance projects, then you can conduct webinars to increase your brand awareness.

Mainly, people come to webinars for networking purpose, and to learn from industry experts.

You as an expert can give them industry insights, guidance, and personalized answers like reviewing their resumes, telling them what they should do next in their careers, and so on. If you provide enough value to them, then they keep returning to you for more advice.

Its said that you must provide more value to your audience than the money they pay you. But, providing value is not the only aspect of a webinar, as there are other things too.

Conducting webinars is a work in itself. You have to maintain all the activities ranging from marketing to finance. So, if you haven’t conducted any webinar yet, here’s a quick start.

First off, decide which topic you’re going to cover in your webinar. Are you in the financial sector and want to teach people about investing? Or, are you a techie who wants to generate awareness about cyber security. Whatever be the topic, be clear about it.

Once the topic is set, tap into the marketing stuff. Promote your webinar on social media channels like Facebook, LinkedIn, Twitter, or Instagram.

Let people know about the webinar through personalized emails or take the help of Google Ad words to advance the word of mouth about your webinar. Do the marketing. It’s a must.

Finally, set the stage for your finances. Fix an entry price, set up an online payment system like PayPal to automate the financials. Once all things are set, focus on the webinar itself.

4. Start Drop shipping Business

Do you want to sell stuff from the comfort of your home, but don’t like the idea to hold the inventory?

Consider Drop shipping.

Drop shipping is a great business for full-time workers who want to start a side business.

In this business model, you make connections with suppliers, who send the goods to your customers. The products are sold at the retail price to the customers, and you pay the supplier the wholesale price for each item that is sold off, the rest is profit.

Drop shipping is a simple business to run and you have two ways to start a business. You can either start a new business or you can buy one. There are marketplaces like Shopify that can help you buy a full-fledged running business.

5. Make money with affiliate marketing

Do you want to make money while you sleep?

You can try affiliate marketing.

Affiliate marketing is a way, in which you promote others’ products on your blog or website. If someone buys that product from your affiliate link, then the company whose product you market pays you a commission for that sale.

If your blog has enough traffic, then, you can tie up with brands like Nykaa and HRX and market their products on your blog. These brands will pay you a commission every time a person buys from your affiliate link.

6. Become a social media influencer

Social media influencers are those individuals who remain highly active on social media channels. They post the most engaging posts, best pic, and most entertaining videos. They’re experts in their field, and people follow them.

These influencers collaborate with big firms and market their products. They help brands in promotion, they’re not merely marketing tools. They’re social relationship assets.

If you have the same level of expertise that these individuals have, then you can become a social media influencer. It sounds simple, but being a social media influencer is a long-term game.

There are many roadblocks in its journey. You must schedule all of your posts, and provide the best information to your followers. You have to actively engage in conversations with your audience and give solutions to them, and so on.

You need at least 10,000 followers or sometimes fewer followers to call yourself a social media influencer. Once you pass all the criteria, you can contact brands for their product promotion.

7. Sell Online Courses

If you’re a teacher, and/or an expert and you want to share your knowledge with your audience, then you must create an online course.

Online courses can help you become a thought leader in the digital space. You can generate a passive income stream through them by selling the same course multiple times without paying the shipping charges. This is a great income source due to the emerging e-learning trend.

People hate the idea of commuting to physical classes to gain knowledge and skills. You, on the other hand, give people what they want — online learning. You only need to create an online course that is easy to navigate and give enough value to your audience.

There are many ways by which you can create an online course. One is to leverage your own website as a dashboard for your online courses. Another is to use Learning Management System like Udemy or teachable for ease. These LMS are really helpful for you. They handle all the course content as well as the payment system.

8. Publish an e-book

E-books are a great source of revenue if you love writing. Writing a book is not as simple as it sounds, but if it gets noticed, then there’s a huge chance of big revenue.

If you like writing, and you write well, then you must write a book. Books writing has the power to convert your talent of writing into an income stream — royalty. You don’t have to be the next Steven King to write books. Simple books sell too.

Before you write your book, you must understand what a book entails. A book, whether fiction or nonfiction, is a collection of great ideas, stories, and poetry that people want to read. A good book must be thoroughly edited, proofread, and promoted for better results. Marketing plays a huge role in generating awareness for your book.

Unless you’re an authoritative writer like John Grisham or JK Rowling, you must do the marketing for your book for better sales. Additional promotion can be done through social media for free, or through a blog if you have enough of an audience. Or better, you can advance your book through personalized emails. People love emails as it’s a one-to-one connection between you and your audience.

9. Freelancing

Do you have a skill that you want to monetize?

A skill that has the potential to generate income. This can be anything from writing to graphic designing, or web development. Various companies outsource people for their business.

Like, For Make Use Of is a blog, whose owners hire many writers from all around the world to create content. Or, various companies hire talented graphic designers to make designs for them.

If you have the skill then you can start taking real-life projects from sites like Upwork, Guru, or freelancer.

These sites are mainly created to give people the desired job roles that they want. You just need to create an account on one of these sites and start promoting your services.

If you’re a starter and you just want to create a temporary income stream, then it’s one of the best ways for you to get started.

Final Thoughts

Money is one of the major problems in people’s lives. If you suffer from it too, then the digital world is a great place for you to start and earn a buck.

It’s a place for starters to have a job, internship, and/or freelance work. You can do it part-time and take it fully too if you want. people with the same pay cheque problem have solved through another source of income — online income and you can do the same. Have a go.

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Mohd Alim

Alim Tanzeem is a freelance writer for hire, he offers plagarism free content, that is well SEO optimized.